When planning your errands around Presidents’ Day, it’s important to know which services will be available.
Banks follow a federal holiday schedule, and Presidents‘ Day is one of those days when many banking institutions close their doors.
This means that most bank branches do not conduct business on this day, which could affect how and when you can accomplish certain financial tasks.
However, not all banks observe the federal holiday schedule. Some locations, like TD Bank, often remain open, providing you with a notable exception to the rule.
It’s also worth noting that while traditional bank branches might be closed, online banking services and ATMs continue to operate, allowing you to conduct most of your routine financial transactions without interruption.
Are Banks Open on Presidents’ Day
When Presidents’ Day rolls around, you might find yourself asking whether bank branches are operating as usual.
Presidents’ Day is indeed a federal holiday, which means many services, including bank operations, often pause for the day.
Most banks close their doors in observance of the holiday. This includes major banking institutions such as:
- Wells Fargo
- Citibank
- Bank of America
- Truist
However, there’s an exception to the rule. TD Bank typically breaks from tradition and keeps their branches open to serve your banking needs.
It’s always wise to check TD Bank’s hours using their store locator for any changes specific to your area.
While physical branches may not be accessible, you don’t have to worry about being completely cut off from your banking services.
Online banking and ATMs remain operational, allowing you to carry out many transactions, such as checking your balance, transferring funds, or depositing checks.
Remember that while in-person services are unavailable, digital and automated services keep running.
So, you can still manage many of your banking tasks without needing to visit a branch. If you require in-person assistance, planning ahead for the holiday closure will ensure you’re not inconvenienced.
Presidents’ Day Bank Hours
Presidents’ Day often brings changes to regular bank opening hours, affecting how you may conduct your banking business.
Let’s explore which institutions close for this federal holiday and how TD Bank stands out.
Understanding Bank Closures on Federal Holidays
Presidents’ Day falls under the category of federal holidays, which generally means that the vast majority of banks, as federally regulated institutions, close their doors.
This closure extends to physical branches, so expect that in-person services will not be available that day.
Despite this, online banking and ATMs continue to operate, allowing you to carry out electronic transactions and cash withdrawals.
Which Banks Are Closed on Presidents’ Day?
- Closed Banks:
- Chase
- Wells Fargo
- Bank of America
- Citibank
- Capital One
- Truist
- Most credit unions and other financial institutions
It’s important to plan ahead as Presidents’ Day impacts when certain transactions can be processed.
However, not all is at a standstill; TD Bank typically remains open on this day, offering a rare opportunity for you to visit a bank physically.
Remember, even if your local branch is closed, you can still use online banking services to manage your finances during the holiday.
Services and Alternatives When Banks Are Closed
Even when banks close for holidays like Presidents’ Day, you still have various options to manage your finances, mail parcels, and shop for essentials.
Accessing Financial Services Online
Most banks offer online banking services, which allow you to perform many banking tasks like transferring funds, paying bills, or checking your balance.
For example, if you bank with Chase or Bank of America, you can use their websites or mobile apps even when the physical locations are closed.
Postal and Shipping Services on Presidents’ Day
The U.S. Postal Service (USPS) usually does not operate on Presidents’ Day, meaning post offices across the country will be closed.
However, private shipping services like UPS remain open, and FedEx may offer modified services, so you can still send and receive parcels.
Availability of Retail and Grocery Stores
Many retail stores and grocery chains, including big box stores like Walmart, Target, and Costco, remain open on Presidents’ Day.
You can shop for essentials and more, as these stores typically maintain regular business hours. Restaurants also tend to operate as usual, giving you options for dining out.
